Fha Attic Inspection

The department of housing and urban development hud requires him to determine the current market value as with any appraisal.

Fha attic inspection.

Clarifying that fha requires an inspection. This ml announces a third extension of the foreclosure and. In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing. Fha appraisers are required to observe the attic area.

General acceptance criteria property eligibility and non residential use of property. In addition its structural integrity can t be in danger of being compromised. Attic and crawl space inspection requirements. Fha has always had a requirement for appraisers to inspect attics.

If the inspection reveals the need for roof repairs and the. An fha inspection is conducted by a licensed hud approved property appraiser. The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency. At a minimum the appraiser must enter head and shoulders into the attic.

Cost and income approach for value. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. The appraiser must inspect the attic for evidence of possible roof problems. Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property.

However hud fha does not have a real definition of attic in their documentation. Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace. Home inspection our home inspection division is run by a veteran general contractor with over 30 years of experience in construction industry. All appropriate approaches must be utilized when applicable.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. Fha s foreclosure and eviction moratorium extended through december 31 2020. Ensuring that mixed use properties comply with zoning.